Motor Insurance Bureau
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Motor Insurance Bureau

The Motor Insurance Bureau of the Association of Hungarian Insurance Companies (Hungarian abbreviation: ESZE, former MABISZ GKI) started its activity on 1st January 1996.

The primary obligation of the MABISZ GKI is to exercise the major part of the duties of MABISZ assigned by law in connection with the compulsory motor liability insurance.

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National Bureau

As per the definition determined by the Gov. Dec. No. 171/2000 (X.13.) on the compulsory liability insurance contracts of the users of motor vehicles, the National Bureau is an organisation of Hungarian insurers providing compulsory motor liability insurance cover. This organisation is taking care of the co-ordination, the loss settlement and the accounting in connection with the international Green Card Agreement (officially named Uniform Agreement) and the associated agreements. Since our office has been established on the 1st of January 1996, the function of the National Bureau is also our duty.

› Green Card Bureau

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› Compensation Body

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Frontier insurance

When entering the territory of Hungary and for the entire staying in the country, the user/driver of a motor vehicle registered abroad must be insured under the same conditions as users of Hungarian motor vehicles. The insurance cover shall be evidenced either by an international motor insurance certificate (Green Card) or in case the vehicle is registered in a country being signatory of the respective agreement, by the registration number and a separately placed country designation. You will find the list of the signatory countries on the page of Completion of the tasks of the National Green Card Bureau.

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Indemnity Account

The contractual system of the compulsory motor liability insurance was introduced on 1st July 1991 . The respective law (Gov. Dec. No. 58/1991. IV. 13.) assigned the Association of the Hungarian Insurance Companies to handle an isolated account of funds for those losses, that – in spite of the obligation to conclude an insurance contract – were caused by an uninsured or under some circumstances, by an unknown user of a vehicle, and to indemnify the respective claimants. From 1st July 1991 until 31st December 1995, in accordance with the insurers having started writing compulsory motor liability insurance, this duty of the Association (MABISZ) was administered via the Hungaria Insurance Company. In line with a further decision of the member companies, the Motor Claims Office of the Association of Hungarian Insurance Companies (Hungarian abbreviation: ESZE, former MABISZ GKI) was set up, starting its activity on 1st January 1996. One of the main tasks of this organization would be the settlement of the above-mentioned losses.

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Recoveries

On the basis of Art. 10 Para. (6) of the Gov. Dec. No. 171/2000 (X.13.) regarding compulsory motor liability insurance of the user of a motor vehicle, the organisation responsible for the management of the Indemnity Account is entitled to recover from the uninsured user of the vehicle all indemnities paid to the claimant plus all expenses incurred in connection with the settlement. With special regard to the interests of those who are properly insured and regularly paying the premium, we would consider as our special duty to exercise this legal right, since the very moment of the establishment of our office.

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